Hagerty Insurance- Good deal

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Topic author
RecklessKelly
Posts: 303
Joined: Sun Sep 01, 2024 8:57 pm
First Name: John
Last Name: Maxson
* REQUIRED* Type and Year of Model Ts owned: 1926 model t coupe
Location: Old Saybrook, CT

Hagerty Insurance- Good deal

Post by RecklessKelly » Wed Jan 08, 2025 9:20 am

I just switched my coupe from my daily driver policy to Hagerty. $195/yr with $500 deductible collision. Seems like a great deal, its half of what I was paying and that didnt include collision.


Terry_007
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First Name: Terry
Last Name: Bond
* REQUIRED* Type and Year of Model Ts owned: 1914 Touring, 1915 Chassis
Location: Chesapeake VA

Re: Hagerty Insurance- Good deal

Post by Terry_007 » Wed Jan 08, 2025 10:11 am

You won't know if it's a good deal or not until you have a claim.
Terry


Daisy Mae
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* REQUIRED* Type and Year of Model Ts owned: 1914 Touring
Location: Panama City Beach, FL

Re: Hagerty Insurance- Good deal

Post by Daisy Mae » Wed Jan 08, 2025 10:19 am

All individual cases will be different I'm sure, especially dealing with any insurance co. Heck, I live in FL after all...nobody trusts insurance Co's here!!!
I chose Haggerty given my cousins experience. He has a Model A 4dor, it was fully restored, but was partially destroyed in a garage fire. Hagerty gave him the full contract value, and allowed him to keep it, where he is restoring it once more.
While that was the selling point for me, neither am I delusional in thinking there aren't just as many horror stories. Insurance is always a crap shoot, but I'm happy with Haggerty.
Last edited by Daisy Mae on Wed Jan 08, 2025 12:11 pm, edited 1 time in total.
Call me anything you want...just so long as it isn't "late for dinner"


Topic author
RecklessKelly
Posts: 303
Joined: Sun Sep 01, 2024 8:57 pm
First Name: John
Last Name: Maxson
* REQUIRED* Type and Year of Model Ts owned: 1926 model t coupe
Location: Old Saybrook, CT

Re: Hagerty Insurance- Good deal

Post by RecklessKelly » Wed Jan 08, 2025 10:32 am

Good to hear that his claim worked out to his advantage.


Jerry VanOoteghem
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Re: Hagerty Insurance- Good deal

Post by Jerry VanOoteghem » Wed Jan 08, 2025 11:29 am

You realize that the lower rate is based on limited use, correct?


TXGOAT2
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Location: Graham, Texas
Board Member Since: 2021

Re: Hagerty Insurance- Good deal

Post by TXGOAT2 » Wed Jan 08, 2025 11:34 am

Concerning limited use or mileage limits, READ YOUR POLICY. If it is too restricted to suit you, explore other policy options with your company, or choose another if they don't offer what you want.


Topic author
RecklessKelly
Posts: 303
Joined: Sun Sep 01, 2024 8:57 pm
First Name: John
Last Name: Maxson
* REQUIRED* Type and Year of Model Ts owned: 1926 model t coupe
Location: Old Saybrook, CT

Re: Hagerty Insurance- Good deal

Post by RecklessKelly » Wed Jan 08, 2025 12:23 pm

Limited use is exactly what a T is, so it should be fine. Its not a daily driver car for me but maybe for others. Definately not taking it today.
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Jerry VanOoteghem
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Location: S.E. Michigan

Re: Hagerty Insurance- Good deal

Post by Jerry VanOoteghem » Wed Jan 08, 2025 12:47 pm

RecklessKelly wrote:
Wed Jan 08, 2025 12:23 pm
Limited use is exactly what a T is, so it should be fine. Its not a daily driver car for me but maybe for others. Definately not taking it today.
Okay. Just so you're aware.


Dallas Landers
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Re: Hagerty Insurance- Good deal

Post by Dallas Landers » Wed Jan 08, 2025 6:30 pm

No restrictions on milage on my Hagerty policy.


tdump
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Location: North Carolina

Re: Hagerty Insurance- Good deal

Post by tdump » Wed Jan 08, 2025 7:02 pm

Well when I went to get insurance on my tpickup I happened to check where I get my daily driver insurance and they do Grundy, so, I went that route so i could just walk in after going to get breakfast at the grill and pay it in cash or debt card either 1. so far i haven't needed it. thank goodness. kinda like a fire truck, you hope you don't need it but when you do, you hope it works.
If you can't help em, don't hinder em'


Topic author
RecklessKelly
Posts: 303
Joined: Sun Sep 01, 2024 8:57 pm
First Name: John
Last Name: Maxson
* REQUIRED* Type and Year of Model Ts owned: 1926 model t coupe
Location: Old Saybrook, CT

Re: Hagerty Insurance- Good deal

Post by RecklessKelly » Thu Jan 09, 2025 9:14 am

Is Grundy a similar insurance?
Yes no mileage limit. The closest thing I have in the car for distance measure is the Langs yardstick gas gauge anyway. Perfect for what I do and the price is right.

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